This is the place to post questions and discussions on usage and style. The members of the Wordwizard Clubhouse will also often be able to help you to formulate that difficult letter.
The assumption is that the young woman's car payment is due and it will probably be paid by the elderly gent in exchange for her "companionship". Then again, it could just be an innocent Grandfather and Granddaughter photo.
Either way, it's her car payment that is due.
I notice that the hand holding the glass is also wearing a ring bearing an enormous green stone.
Looks like "Grandpa" might be good for a few more car payments.
I don't think that's a ring - it's a green arrow. So maybe something on the the original image to move to a different picture?
Now that I'm viewing the image on my PC rather than on the Lilliputian screen of my phone, I can see you're right, Bonnie.
Onwards and upwards!
trolley, Erik and BonnieL : Thank you all so much for your answers. Enjoy your weekend.